Mortgage Calculator

Use the calculator below to help work out your loan repayments

www.mlcalc.com

Ok, you’ve used the mortgage calculator and are comfortable with your repayments. How do you go about actually getting a mortgage?

 

Your next step is to contact us to negotiate with different banks to secure your mortgage. Sure, you can approach banks directly and negotiate yourself. But, there are a whole heap of benefits to using a mortgage broker. The top 4 are:

 

  • Mortgage brokers will negotiate the lowest interest rate possible with each bank, which will save you money. A 0.1% decrease in interest rate from 4% to 3.9% on a 30 year $500,000 mortgage will save you $10,333 over the life of your home loan

 

  • Your mortgage broker will also make sure you get the lending you want. They’ll work with different banks to see which ones will actually lend to you … not every bank is going to approve your mortgage. Their job is to get you the funds you’re after

 

  • A mortgage broker will project manage the process of getting your mortgage. They’ll chase you up if you haven’t completed a task and will make sure the whole process works

 

  • Best of all, mortgage brokers don’t cost you anything, because they are paid a commission from the bank.

 

If you’re not ready to get a mortgage yet and want to learn more, then get in touch and we can help guide you with everything you need to know in order to get a mortgage.

  • Ben and I were referred to Jonny to purchase our first home. Jonny was prompt with emails and met with us both at the beginning of the process to get to know us and our goals. He made us both feel comfortable and supported and answered the 101 questions thrown at him quick and concise. As someone who didn’t know a thing about buying property or mortgages it was important we found someone who was able to support us through the whole process and explain the ins – and – outs, we both believe we found that in Dixon Mortgages.

    Samantha McKellar

  • We went through 3 different mortgage brokers before Jonny, they all said purchasing our first home was impossible to do due to financials. Jonny didn't just make it work, he helped us in every way to make it happen. Great communication especially purchasing through lock down. Highly recommend. Thank you so much for everything you've done for us, we still cant believe we are sitting in our OWN home!

    Sarah Clewort

  • Deciding to use Dixon Mortgages was the best decision I could have made. I was worried about all the work involved in buying my first house but Jonathan did everything and had great communication all the way. I know for a fact I still wouldn't be in my first home if it wasn't for them. I fully recommend using the team at I know you won't regret it.

    Mark Russell

  • I got in contact with Jonny after being referred to him about my property portfolio. He was very personable, quick to reply and helped with the necessary documents I needed to initiate the process. I felt he was 100% behind me and my ideas.

    Leah-Anne Attwood

  • Jonny was very knowledgeable about the property market and what we had to do to further our portfolio. He was very personable, easy to deal with, and I would highly recommend to any prospective purchaser.

    - Matt Golding